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University Graduate Health Care Options, Special Enrollment Period

published to May 8, 2015

As a recent graduate, you are taking the next step in your professional and personal journey. If you become a member of society, you can enroll in health insurance through your job. But if you can’t find a job right away, there are health insurance options. Here are 4 ways to get covered:

1. Subscribe to a parental plan

you might be able enroll in parental health insurance This is true even if you are not married, do not live in your family home, or are financially dependent on your parents.

2. Get covered through the health insurance marketplace®

All Marketplace plans offer a comprehensive set of benefits, including doctor visits, preventative care, hospitalization, and prescriptions. If your student’s health insurance ends or you lose other coverage upon graduation, you may qualify for a special enrollment period to sign up for private health insurance on the Marketplace. Check if you qualify for the special enrollment period.

You may also be eligible for a special enrollment period if you remove your age from your parent’s plan or experience another plan.

to marry babyor move to a new area.

3. Get covered through Medicaid or CHIP

Medicaid and CHIP provide health insurance for select individuals, families, children, pregnant women, seniors on a fixed income, and people with disabilities.In some states, programs Intended for all adults below a certain income level.

If you are eligible for Medicaid or Children’s Health Insurance Program (CHIP), you can enroll at any time of the year.

Learn how to apply for Medicaid and CHIP.

4. Buy catastrophic health insurance

Buy if you are under 30 A devastating health plan. These plans are an affordable way to protect yourself against the high costs of worst-case scenarios such as accidents or serious illness. Her three primary visits to his care are covered per year before the deductible is reached. Benefits of preventive care.

What if I don’t have health insurance?

If you can afford health insurance but don’t have it, you may have to. pay the fee. There is no special deduction for students.

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