published to September 20, 2018
Open enrollment for 2019 health insurance begins November 1st. Knowing a few things before you apply will make choosing a plan easier.
3 things you need to know when choosing insurance
- there is 4 health insurance plans: Bronze, Silver, Gold, Platinum. These categories show how costs are split between you and your plan. Plan categories have nothing to do with quality of care.
- It’s important to think about the overall cost of medical care, not just insurance premiums. Other out-of-pocket costs contribute significantly to your total medical costs. It may even exceed your insurance premium.Learn more about how these costs work together to make up the total expenditure.
- There are different types of marketplace health insurance plans designed to meet different needs. Some plans may limit your choice of provider or recommend that you receive care from the plan’s network of doctors, hospitals, pharmacies, or other health care providers. Other plans may pay more for providers outside the plan’s network. Learn more about health insurance plans and network types.
Get these tips before you apply for 2019 coverage on November 1st. Choosing a health insurance plan It’s perfect for you.