published to April 17, 2015
If you signed up through the health insurance marketplace® For 2014, you should have received important tax notices in the mail. Form 1095-AThis statement contains the information you need to complete your 2014 federal income tax return.
Most people received the correct Form 1095-A. However, if you contact us because your Form 1095-A is incorrect, it could be because: Some forms included monthly premiums for his second lowest cost Silver plan in 2015 instead of 2014. There is an incorrect amount on Form 1095-A, Part III, Column B. This does not mean that your tax credit was wrong. This is a pure error in what was printed on the form.
If your form is affected by this issue, you should have received a call and email from Google and a message in your Marketplace account on HealthCare.gov. Once logged in, select the 2014 application,[納税申告書]Choose. A message will appear telling you if the 1095-A form has been corrected and if a corrected form is available.
You must file your 2014 federal income taxes even if your Form 1095-A was incorrect.
We recommend that you file your 2014 federal income taxes using the original erroneous Form 1095-A or, if available, the correct Form 1095-A. If you don’t already have the correct form, you can find the correct amount for the second lowest cost Silver plan applied to your household in 2014 at either:
Application for extension
You can also use the IRS to request an extension of time to file your 2014 federal income tax returns. Form 4868 (PDF, 518KB).
If you receive a Form 1095-A, even if it is incorrect, we encourage you to file your taxes.
Note: If you file Form 4868, you have extra time to file, but you must pay any outstanding taxes by April 15th. Once you have the correct Form 1095-A, you should file your tax return as soon as possible. Attach Form 8962 using information from Form 1095-A. important: Filing a Form 4868 will extend the filing deadline, but will not extend the payment of any outstanding taxes.
If Form 1095-A was issued in error
If the Form 1095-A you received was issued in error and the Marketplace has informed you to ignore it, please submit your tax return. without it Form 8962.
Did you use the wrong Form 1095-A to file your taxes?
You are please do not You must file an amended return if all of the following apply:
- Enrolled in the 2014 Marketplace Plan through HealthCare.gov or a state health insurance marketplace
- I received the wrong Form 1095-A
- Filed a tax return on the wrong Form 1095-A
Note: This is true even if additional taxes arise based on new information.
However, if you filed an erroneous Form 1095-A, you may benefit from filing an amended return. Filing an amended return may reduce the amount of tax you owe or increase your refund. Comparing the two Forms 1095-As can help you determine whether you might benefit from filing an amended tax return.
For example, if you declare a monthly premium of $100 for the second lowest cost Silver plan on an incorrect 1095-A and your amended form lists a premium of $200 (wrong form premiums in the correct format), which may benefit from correction.
Filing an amended return
You are conduct You must file an amended return if:
- Marketplace has informed you that Form 1095-A was issued in error because you did not complete your registration. The Premium Tax Credit is only available to those enrolled in eligible Marketplace coverage. If you have never paid a premium, you are not insured. If you mistakenly claim a deductible on these forms and do not correct your return, the IRS may contact you for additional taxes.
- Form 1095-A was erroneously issued for coverage that is not eligible for the premium tax credit, such as independent dental insurance plans and catastrophic insurance plans. If you mistakenly claim a deductible on these forms and do not correct your return, the IRS may contact you for additional taxes.
- You did not receive and file Form 1095-A and did not use Form 8962, Premium Tax Credit (PTC) to reconcile payment of prepaid credits.
Note: use Form 1040-X (PDF, 141 KB) Amend returns.
Need help? For more information on how health insurance affects taxes, please visit: HealthCare.gov/taxes/.
For additional tax questions, please visit: IRS.gov: