published to March 6, 2020
You may have heard in the news about the 2019 novel coronavirus disease (COVID-19). Currently, Marketplace health plan rules for treating COVID-19 remain the same as treating other viral infections. Check with your health insurance company for their specific benefits and coverage policies. Here are some other things you should know about how Marketplace Health Plans work regarding COVID-19:
Understand your coverage
- Labs and Other Services: Individual and small group market issuers should generally include testing services as a category of essential health benefits. Check with your health insurance company for coverage of tests and related services for the diagnosis and treatment of COVID-19, as coverage for specific diagnostic or testing services may vary by plan. This also applies to health insurance coverage for doctor and hospital services related to the diagnosis and treatment of COVID-19.
- Telemedicine: Telemedicine services or home health visits may already be covered by many health insurance companies. Check with your health insurance company to see if these services are covered and what you will pay.
- Insurance subscription: If you do not currently have insurance, you can check if you are eligible for . As a reminder, federal laws and regulations provide protection against: existing state Health insurance exemption. If eligible, you should be able to obtain health insurance regardless of your health condition, age, gender, or other factors that may predict your use of health care services. Marketplace plans cannot terminate coverage for changes in health, including COVID-19 diagnosis or treatment.
For more information on COVID-19, please see below. coronavirus government